Can I sign the hail claim over to a roofer?

An assignment of benefits, sometimes shortened to AOB, hands the contractor rights under your policy. That is a different paper from a work contract. People also call the door-to-door crew a storm chaser. The paper is what counts.

What Kansas now voids

Senate Bill 55, printed as Chapter 32 of the 2026 Kansas Session Laws, says a person shall not solicit or accept an assignment of any post-loss insurance benefit under a residential property insurance policy. The assignment is against public policy and is null and void. Mortgagees and liability coverage are carved out. The act takes effect after publication in the statute book.

Kansas now bans signing a hail claim over to a roofer is that change. After hail in Wichita, Kansas voids a signed-over claim. keeps it next to the local permit.

What Nebraska and Texas still allow you to refuse

Nebraska's post-loss assignment page says you do not need to sign. If you do, the contractor must send the paper to the insurer within five business days and print a required warning. Hail in Omaha? Talk through the repair before you sign an assignment. is the local page.

Texas bars a contractor from acting as a public adjuster, or advertising that it will, if it also may do the work. Offering to waive a deductible is a separate Texas offense.

What to do at the door

Read the paper. You can hire a company without assigning the claim. How to judge a roofer who shows up after hail is the rest of that checklist. Hail or wind hit the roof. Do this before anyone tears shingles. is the order if you have not decided to hire anyone yet.